Welcome to MelsGoal

Important Note:

Opinions are fun. My friends tell me I am someone with lots of opinions and that's fine since I don't get mad at others when they disagree with me. In this same spirit I am interested in hearing yours views as long as you are able to share your views without boiling over. I look forward to hearing from you. I tend to write in the form of short essays most of the time, but contributions do not need to be in this same format or size. Some of the content here will date itself pretty quickly, other content may be virtually timeless, this is for the reader to judge.


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Where were our media watchdogs?

Posted at: Mar/09/2009 : Posted by: mel

Related Category: Economics,

Okay, so we have a global economic meltdown. Sub-prime mortgages, collateralized debt obligations, car makers making too many cars, excessive government waste and ear-marks, the list of contributing factors goes on and on. We are all now very much aware of what went wrong and what we should not have done or allowed. So where were our media watchdogs? In this country we give the press a grea.....read more…

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Improvising our way out of the recession

Posted at: Mar/06/2009 : Posted by: mel

Related Category: Economics,

Any historian or reader of history will tell you there is a lot to be learned from history. Sometimes reading history presents us with a previous cause and effect that can be applied with great similarity to a current situation enabling us to predict a reasonable expectation. Sometimes the lessons of history are much more vague and need a broader interpretation. The depression of the 1930’s .....read more…

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California and Gay Marriage

Posted at: Mar/05/2009 : Posted by: mel

Related Category: Society,

This whole issue frustrates me. First you have the 2008 California proposition with reverse wording where a yes vote is actually a no vote. Reverse wording has its place on SAT testing and such where you are challenging others to read and analyze all the content and effectively draw the right conclusion, but should never be used on a voting proposition. Ballots need to have clarity for all. Ne.....read more…

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How old is the earth?

Posted at: Feb/26/2009 : Posted by: mel

Related Category: Common Sense,

How’s that for starting a controversial subject. What I am really asking is do you believe in “Creationism” or “Evolution”. To discuss that last sentence I believe you first have to ask yourself “how old is the earth?” The biblical fundamentalist will tell you around 6000 years. The scientist will tell you more than 4 billion. A good place to start is by visiting the Grand Canyon. If you hike.....read more…

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Why do I have to help pay my neighbor’s mortgage?

Posted at: Feb/22/2009 : Posted by: mel

Related Category: Economics,

Okay, so I have played by the rules. I have a fixed loan on my home, I did not lie about my income level, I put a reasonable amount down and I can afford the payments. So I did all the right things and now the Obama administration is proposing a tax payer funded mortgage bailout. This is one of those double-edged swords where we really don’t have a choice. Don’t misunderstand me, I believe ver.....read more…

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The End of the Road for Pontiac

Posted at: Feb/21/2009 : Posted by: mel

Related Category: Economics,

I heard today that GM (General Motors) has announced the end of the road for the Pontiac brand. I guess we all saw it coming so there really isn’t any surprise here. GM has far too many brands and therefore, far too many models for the current market. In the last 15 years many of these brands have blended to the point where the only difference between some Pontiac and Chevrolet models are the c.....read more…

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What’s wrong with “Too Big To Fail”

Posted at: Feb/12/2009 : Posted by: mel

Related Category: Economics,

There are a lot of good places to point fingers at while we stare at the disaster that used to be our American Economy. I believe strongly in capitalism. In capitalism if you are successful, you succeed and grow, if you make bad choices, you lose and potentially become a vague memory in business history. Yet our financial industry spent decades gobbling each other up until we were left with a fe.....read more…

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Octuplet mom Nadya Suleman offends my common sense

Posted at: Feb/11/2009 : Posted by: mel

Related Category: Common Sense,

I know, there is no law against having babies, but this is different. The lady has no real income and has been for quite a while living off the resources of the State of California. Hey, the State of California doesn’t have any resources left. But wait: this is not too much unprotected fun in a back seat leading to a few too many kids. This lady is paying a fertility doctor to get here pregnan.....read more…

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What happened with home loans

Posted at: Feb/02/2009 : Posted by: mel

Related Category: Economics,

I am all about ownership, and I feel the problem we are facing now is a result of a lack of ownership. For most of the last century a home mortgage was a partnership between the homebuyer and a bank. The buyer wanted the house and the bank was going to own the loan for many years so they had a vested interest in making sure the buyer was good for the loan. In the last 15 years or so we have cre.....read more…

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Concerns over the Bail-Out

Posted at: Feb/02/2009 : Posted by: mel

Related Category: Economics,

I have grave concerns over the usefulness of the Bail-Out that Congress is pushing. We have a consumer driven economy and if new monies do not find their way into the hands of consumers, then we are really only shoring up the balance sheets of large financial institutions. I don’t know what the right answer is, but giving banks more money to cover existing loses doesn’t seem like a good solution.....read more…

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André Gidev
One doesn’t discover new lands without consenting to lose sight of the shore for a very long time.
 
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